Finance guides
Tips, guides and insights on caravan, RV and commercial vehicle finance.
Novated leases offer genuine tax savings on work vehicles, but only if you're a PAYG employee. Sole traders and self-employed tradies can't use them at all. Here's how to tell which financing structure actually applies to your situation.
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When a broker says they have access to 70 lenders, most buyers assume that means 70 applications. It means one. Here's how a lender panel actually works — and why it changes what's available to you.
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At least five Australian caravan manufacturers have collapsed since 2024. If you've financed a van that was never delivered, your loan doesn't go away with the company. Here's what you need to know.
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Worried that shopping for caravan finance will damage your credit score? Here's the truth: checking your own score is always safe, brokers run soft checks first, and you can check Equifax, Experian & Illion for free before any lender does.
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The finance desk at the dealership looks simple. But simple isn't the same as best and the difference between the two can be thousands of dollars over a five-year loan term.
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Tired of applying for finance only to get hit with another 'we need one more document' email? Here's exactly what to have ready before you submit — so your application moves fast from day one.
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Chattel mortgage or lease — your dealer might make it sound like a small detail, but the choice affects who owns your ute, how much GST you claim, and what hits your tax return. Here's the plain English breakdown.
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A rough financial period in your past doesn't automatically close the door on a caravan loan — but understanding exactly what's on your file, and who to talk to, makes all the difference.
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You've opened the calculator, punched in a few numbers, and now you're staring at a monthly repayment figure wondering if it's right — or what it actually means. Here's a plain-English walkthrough of every input and output so you can plan your loan repayments with confidence.
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Most broker checklists are written for home loan customers. If you're buying a luxury caravan, a commercial vehicle, or business equipment, these 10 open-ended questions will tell you whether you've found a true specialist — or just a generalist in disguise.
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Got a new ABN or patchy financials but need a work ute or van yesterday? The good news is commercial vehicle loans for tradies work differently to consumer loans — and the tax benefits can be seriously worth it.
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